Total Assets
$1.6B
Total Deposits
$1.2B
Branches
16
Established
1953
VIBE is a credit union headquartered in Novi, Michigan, established in 1953. It holds $1.6B in total assets across 16 branch locations. In our editorial opinion, based on public FDIC/NCUA data, VIBE earns a TFS Financial Health Grade of C- (64.5/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
64.5 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Administrative BuildingHQ | 44575 W Twelve Mile Rd | Novi | MI | Full Service |
| Berkley Branch | 3082 Coolidge Hwy | Berkley | MI | Full Service |
| Canton Branch | 44300 Warren Rd | Canton | MI | Full Service |
| Clarkston Branch | 6580 Dixie Hwy | Clarkston | MI | Full Service |
| Ferndale Branch | 214 W 9 Mile Rd | Ferndale | MI | Full Service |
| Livonia Branch | 16825 Middlebelt Rd | Livonia | MI | Full Service |
| Novi Branch | 44777 W Twelve Mile Rd | Novi | MI | Full Service |
| Oxford Branch | 968 N Lapeer Rd | Oxford | MI | Full Service |
| Royal Oak Branch | 501 S Main St | Royal Oak | MI | Full Service |
| Southfield | 26595 Evergreen Rd | Southfield | MI | Full Service |
| South Lyon Branch | 21985 Pontiac Trl | South Lyon | MI | Full Service |
| Metro Parkway Branch | 2405 Metropolitan Pkwy | Sterling Heights | MI | Full Service |
| Sterling Heights Branch | 33950 Van Dyke Ave | Sterling Heights | MI | Full Service |
| Waterford - County Campus Branch | 1220 County Center Dr W | Waterford | MI | Full Service |
| Waterford - M59 Branch | 6655 Highland Rd | Waterford | MI | Full Service |
| West Bloomfield Branch | 7800 Pontiac Trl | West Bloomfield | MI | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
64.5
Net worth ratio
10.35%
Return on assets
0.58%
60+ day delinquency
0.90%
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.