Total Assets
$2.9B
Total Deposits
$2.5B
Branches
24
Established
1944
LAKE TRUST is a credit union headquartered in Brighton, Michigan, established in 1944. It holds $2.9B in total assets across 24 branch locations. In our editorial opinion, based on public FDIC/NCUA data, LAKE TRUST earns a TFS Financial Health Grade of C- (63.8/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
63.8 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| HeadquartersHQ | 4605 S Old US Highway 23 | Brighton | MI | Full Service |
| Ann Arbor - Packard Branch | 2222 Packard St | Ann Arbor | MI | Full Service |
| Ann Arbor - Stadium Branch | 2180 W Stadium Blvd | Ann Arbor | MI | Full Service |
| Auburn Hills Branch | 2550 N Squirrel Rd | Auburn Hills | MI | Full Service |
| Brighton Branch | 8661 W Grand River Ave | Brighton | MI | Full Service |
| Chelsea Branch | 1170 S Main St Ste 100 | Chelsea | MI | Full Service |
| Detroit DTE | 1 Energy Plz # 230 | Detroit | MI | Full Service |
| Detroit Woodward | 6505 Woodward Ave | Detroit | MI | Full Service |
| Dewitt | 12750 Escanaba Dr | Dewitt | MI | Full Service |
| Dimondale - Secondary Complex | 8420 Billwood Hwy | Dimondale | MI | Full Service |
| Lake Lansing Branch | 1300 W Lake Lansing Rd | East Lansing | MI | Full Service |
| Grand Haven | 17350 Robbins Rd | Grand Haven | MI | Full Service |
| Hastings Branch | 1500 West M-43 Highway | Hastings | MI | Full Service |
| Holland | 3370 W Shore Dr | Holland | MI | Full Service |
| Howell | 228 W Highland Rd | Howell | MI | Full Service |
| Howell - E Grand River | 4465 E Grand River Ave | Howell | MI | Full Service |
| Downtown Lansing | 624 S Washington Ave | Lansing | MI | Full Service |
| South Lansinig | 6440 S Pennsylvania Ave | Lansing | MI | Full Service |
| West Saginaw | 7007 W Saginaw Hwy | Lansing | MI | Full Service |
| Monroe | 1237 Holiday Blvd | Monroe | MI | Full Service |
| Mount Pleasant | 1011 N Harris St | Mount Pleasant | MI | Full Service |
| Okemos | 1821 Newman Rd | Okemos | MI | Full Service |
| Plymouth Town Center | 190 Ann Arbor Rd W | Plymouth | MI | Full Service |
| Warren | 25397 Schoenherr Rd | Warren | MI | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
63.8
Net worth ratio
10.66%
Return on assets
0.54%
60+ day delinquency
1.02%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.