Total Assets
$1.0B
Total Deposits
$868.2M
Branches
10
Established
1934
1ST MIDAMERICA is a credit union headquartered in Bethalto, Illinois, established in 1934. It holds $1.0B in total assets across 10 branch locations. In our editorial opinion, based on public FDIC/NCUA data, 1ST MIDAMERICA earns a TFS Financial Health Grade of B- (76.4/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
76.4 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS September 26, 2026. Data sourced from NCUA Call Reports as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Bethalto 140 OfficeHQ | 731 E Bethalto Dr | Bethalto | IL | Full Service |
| College Office | 3553 College Ave | Alton | IL | Full Service |
| Decatur Office | 202 E Ash Ave | Decatur | IL | Full Service |
| Edwardsville Office | 1702 Troy Rd | Edwardsville | IL | Full Service |
| Godfrey Office | 5301 Godfrey Rd | Godfrey | IL | Full Service |
| Granite City Office | 3830 Nameoki Rd | Granite City | IL | Full Service |
| Jerseyville Office | 300 W County Rd | Jerseyville | IL | Full Service |
| Troy Office | 100 McDonald Dr | Troy | IL | Full Service |
| Wood River Office | 1795 E Edwardsville Rd | Wood River | IL | Full Service |
| Independence Office | 19301 E Valley View Pkwy | Independence | MO | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC and OCC enforcement records; NCUA catalog monitored. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
76.4
Net worth ratio
13.33%
Return on assets
1.22%
60+ day delinquency
2.01%
Suggested direct comparisons
Chicago, IL
$66.5B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.