Total Assets
$285.5M
Total Deposits
$242.2M
Branches
7
Established
1942
COTTONWOOD COMMUNITY is a credit union headquartered in Cottonwood, Idaho, established in 1942. It holds $285.5M in total assets across 7 branch locations. In our editorial opinion, based on public FDIC/NCUA data, COTTONWOOD COMMUNITY earns a TFS Financial Health Grade of A (88.5/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
88.5 / 100
Excellent financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Get an email when its TFS financial-health grade changes. We also send occasional money emails. Grades update when new filings are published.
Financial data through June 30, 2026. Updated by TFS September 26, 2026. Data sourced from NCUA Call Reports as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Cottonwood BranchHQ | 1606 Lewiston St | Cottonwood | ID | Full Service |
| Downtown Cottonwood Branch | 316 Main St | Cottonwood | ID | Full Service |
| Craigmont Branch | 200 W Main Street | Craigmont | ID | Full Service |
| Grangeville Pine Tree Branch | 230 E Main St | Grangeville | ID | Full Service |
| Kooskia Branch | 1 S Main St | Kooskia | ID | Full Service |
| Nezperce Branch | 410 Oak St | Nezperce | ID | Full Service |
| Riggins Branch | 603 N Main St | Riggins | ID | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC and OCC enforcement records; NCUA catalog monitored. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
88.5
Net worth ratio
14.91%
Return on assets
1.52%
60+ day delinquency
1.39%
Suggested direct comparisons
LEWISTON, ID
$2.2B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.