Total Assets
$1.7B
Total Deposits
$1.3B
Branches
8
Established
1979
KEYPOINT is a credit union headquartered in San Jose, California, established in 1979. It holds $1.7B in total assets across 8 branch locations. In our editorial opinion, based on public FDIC/NCUA data, KEYPOINT earns a TFS Financial Health Grade of D+ (58.1/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
58.1 / 100
Below average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS September 26, 2026. Data sourced from NCUA Call Reports as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| San JoseHQ | 2150 Trade Zone Blvd | San Jose | CA | Full Service |
| Cupertino Branch | 10815 N Wolfe Rd Ste 100 | Cupertino | CA | Full Service |
| Dublin | 7901 Amador Valley Blvd | Dublin | CA | Full Service |
| Goleta branch | 7062 Market Place Dr | Goleta | CA | Full Service |
| Milpitas Town Center Branch | 573 E CALAVERAS BLVD | Milpitas | CA | Full Service |
| Brokaw Commons Branch | 1055 E Brokaw Rd | San Jose | CA | Full Service |
| Santa Teresa Branch | 7030 Santa Teresa Blvd | San Jose | CA | Full Service |
| Santa Clara Branch | 3556 La Rambla Ave | Santa Clara | CA | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC and OCC enforcement records; NCUA catalog monitored. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
58.1
Net worth ratio
9.06%
Return on assets
0.29%
60+ day delinquency
0.36%
Suggested direct comparisons
San Jose, CA
$624.9M
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.