Total Assets
$701.1M
Total Deposits
$585.2M
Branches
7
Established
1948
MYPOINT is a credit union headquartered in San Diego, California, established in 1948. It holds $701.1M in total assets across 7 branch locations. In our editorial opinion, based on public FDIC/NCUA data, MYPOINT earns a TFS Financial Health Grade of D+ (58.3/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
58.3 / 100
Below average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Kearny Mesa Main OfficeHQ | 9420 Farnham St | San Diego | CA | Full Service |
| Carlsbad Branch | 2610 El Camino Real Unit A | Carlsbad | CA | Full Service |
| El Cajon Branch | 780 Jamacha Rd | El Cajon | CA | Full Service |
| National City Branch | 3003 Highland Ave Ste 102 | National City | CA | Full Service |
| North Park | 3773 30th St | San Diego | CA | Full Service |
| Rancho Bernardo | 16763 Bernardo Center Dr | San Diego | CA | Full Service |
| Sports Arena Branch | 3777 Sports Arena Blvd | San Diego | CA | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
58.3
Net worth ratio
8.48%
Return on assets
0.17%
60+ day delinquency
0.25%
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.