Total Assets
$825.4M
Total Deposits
$718.3M
Branches
6
Established
1949
1ST NORTHERN CALIFORNIA is a credit union headquartered in Martinez, California, established in 1949. It holds $825.4M in total assets across 6 branch locations. In our editorial opinion, based on public FDIC/NCUA data, 1ST NORTHERN CALIFORNIA earns a TFS Financial Health Grade of C- (63.4/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
63.4 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| MartinezHQ | 1111 Pine St | Martinez | CA | Full Service |
| Benicia | 560 1st St Ste B106 | Benicia | CA | Full Service |
| Brentwood | 8660 Brentwood Blvd Ste E | Brentwood | CA | Full Service |
| Muir Station | 538 Center Ave | Martinez | CA | Full Service |
| Pittsburg/Antioch | 4261 Century Blvd | Pittsburg | CA | Full Service |
| Richmond | 2500 Nevin Ave | Richmond | CA | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
63.4
Net worth ratio
11.71%
Return on assets
0.52%
60+ day delinquency
0.03%
Suggested direct comparisons
Pasadena, CA
$84.3B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.