Total Assets
$1.7B
Total Deposits
$1.4B
Branches
27
Established
1963
OPERATING ENGINEERS LOCAL UNION #3 is a credit union headquartered in LIVERMORE, California, established in 1963. It holds $1.7B in total assets across 27 branch locations. In our editorial opinion, based on public FDIC/NCUA data, OPERATING ENGINEERS LOCAL UNION #3 earns a TFS Financial Health Grade of B+ (81.0/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
81.0 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Admin OfficesHQ | 250 N Canyons Pkwy | Livermore | CA | Full Service |
| Auburn Branch | 1760 Grass Valley Hwy Ste 100 | Auburn | CA | Full Service |
| Burlingame Branch | 828 Mahler Rd Ste A | Burlingame | CA | Full Service |
| Clovis Branch | 1635 Shaw Ave Ste 102 | Clovis | CA | Full Service |
| Eureka Branch | 1330 Bayshore Way Ste 103 | Eureka | CA | Full Service |
| Fairfield Branch | 2540 N Watney Way | Fairfield | CA | Full Service |
| Martinez Branch | 1875 Arnold Dr Ste 101 | Martinez | CA | Full Service |
| Modesto Branch | 4623 McHenry Ave Ste B | Modesto | CA | Full Service |
| Morgan Hill Branch | 325 Digital Dr Ste B | Morgan Hill | CA | Full Service |
| Orange Branch | 1918 W Chapman Ave Ste 203 | Orange | CA | Full Service |
| Pasadena Branch | 100 Corson St Ste 225 | Pasadena | CA | Full Service |
| Pleasanton Branch | 5870 Stoneridge Mall Rd Ste 150 | Pleasanton | CA | Full Service |
| Redding Branch | 20308 Engineers Ln | Redding | CA | Full Service |
| Rohnert Park Branch | 6225 State Farm Dr Ste 102 | Rohnert Park | CA | Full Service |
| Sacramento 50 Branch | 9500 Micron Ave Ste 124 | Sacramento | CA | Full Service |
| Sacramento 80 Branch | 3920 Lennane Dr Ste 110 | Sacramento | CA | Full Service |
| San Jose Branch | 2102 Almaden Rd Ste 112 | San Jose | CA | Full Service |
| San Leandro Branch | 14429 Catalina St | San Leandro | CA | Full Service |
| Stockton Branch | 1916 N Broadway Ave | Stockton | CA | Full Service |
| Tracy Branch | 3290 W Grant Line RD | Tracy | CA | Full Service |
| Yuba City Branch | 468 Century Park Dr Ste B | Yuba City | CA | Full Service |
| Hawaii Branch | 2181 Lauwiliwili St # 120 | Kapolei | HI | Full Service |
| Elko Branch | 1720 Mountain City Hwy | Elko | NV | Full Service |
| Las Vegas Branch | 400 Shadow Ln Ste 204 | Las Vegas | NV | Full Service |
| Reno Branch | 1290 Corporate Blvd | Reno | NV | Full Service |
| Gladstone Branch | 805 E Berkeley St | Gladstone | OR | Full Service |
| Utah Branch | 8805 S. Sandy Park Way, Ste 150 | Sandy | UT | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
81.0
Net worth ratio
15.26%
Return on assets
1.18%
60+ day delinquency
0.45%
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.