Total Assets
$1.2B
Total Deposits
$963.8M
Branches
11
Established
1952
SAFE 1 is a credit union headquartered in BAKERSFIELD, California, established in 1952. It holds $1.2B in total assets across 11 branch locations. In our editorial opinion, based on public FDIC/NCUA data, SAFE 1 earns a TFS Financial Health Grade of A+ (94.4/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
94.4 / 100
Excellent financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
Watching SAFE 1?
Get an email when its TFS financial-health grade changes. We also send occasional money emails. Grades update when new filings are published.
Financial data through June 30, 2026. Updated by TFS September 26, 2026. Data sourced from NCUA Call Reports as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Main OfficeHQ | 1400 Mill Rock Way | Bakersfield | CA | Full Service |
| Granite Falls | 8200 Granite Falls Dr | Bakersfield | CA | Full Service |
| Mount Vernon | 2700 Mount Vernon Ave | Bakersfield | CA | Full Service |
| Panama Lane | 3601 Panama Ln | Bakersfield | CA | Full Service |
| Vital Records Center | 400 Oak St | Bakersfield | CA | Full Service |
| Delano | 1008 Fremont St | Delano | CA | Full Service |
| Porterville | 680 N Prospect St | Porterville | CA | Full Service |
| Taft | 1092 Kern St | Taft | CA | Full Service |
| Tehachapi | 20141 W Valley Blvd | Tehachapi | CA | Full Service |
| Visalia | 1407 E Noble Ave | Visalia | CA | Full Service |
| Centurion | 1021 Central Expy S | Allen | TX | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC and OCC enforcement records; NCUA catalog monitored. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
94.4
Net worth ratio
16.03%
Return on assets
1.74%
60+ day delinquency
0.37%
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.