Financial-condition comparison

SHARED RESOURCES vs TEXAS PEOPLE

This comparison uses public regulatory filings and TFS methodology. It evaluates financial condition—not checking rates, account fees, service quality, or which institution is universally “best.”

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Credit union

SHARED RESOURCES

Pasadena, TX

C+

Health score

69.8

Total assets

$25.4M

View full profileData through 2026-Q2

Credit union

TEXAS PEOPLE

Fort Worth, TX

B-

Health score

74.5

Total assets

$24.3M

View full profileData through 2026-Q2

Answer first

Different strengths, no blanket winner

SHARED RESOURCES leads on profitability; TEXAS PEOPLE leads on financial health and capitalization and lending quality. Those category leads describe current regulatory metrics only and do not establish a universal product or service winner.

Capital and asset-quality definitions are directly comparable for this pair.

Category leaders

Where each institution leads

Financial health

TEXAS PEOPLE

Higher TFS health score

Capitalization

TEXAS PEOPLE

Higher comparable capital ratio

Profitability

SHARED RESOURCES

Higher return on assets

Lending quality

TEXAS PEOPLE

Lower problem-loan measure

Same-source detail

Financial metrics

Winner markers appear only where the metric definitions are comparable and both values are available.

MetricSHARED RESOURCESTEXAS PEOPLE
TFS health score69.8/10074.5/100Leads
Total assets$25.4M$24.3M
Total deposits / shares$21.9M$19.7M
Net worth ratio12.70%18.04%Leads
Return on assets-0.70%Leads-1.17%
Return on equity-5.53%Leads-6.48%
60+ day delinquency0.57%0.31%Leads
Net charge-offs0.67%Leads1.08%
Efficiency ratio——
Loan-to-deposit ratio86.36%86.59%
Asset growth (YoY)——
Deposit / share growth (YoY)——
Branches12
Published CFPB complaints per $1B deposits (12 months)verified mappings only——

Branch and market overlap

SHARED RESOURCES

1 branches

TEXAS PEOPLE

2 branches

Both institutions report branches in 1 state: TX.

CFPB complaint coverage

SHARED RESOURCES

Unavailable

TEXAS PEOPLE

Unavailable

Counts use an explicitly reviewed CFPB-company-to-regulatory-ID mapping and the same complete 12-month window. Parent-company attribution can include complaints involving affiliates. Lower complaint volume is context—not proof of better service or less consumer harm.

Regulatory-action context

SHARED RESOURCES

0 in TFS registry

TEXAS PEOPLE

0 in TFS registry

Institution-level actions come from TFS's exact regulatory-ID registry and are shown as factual context only. They do not affect category winners or the TFS Financial Health Grade. A zero means no action is currently published in this curated registry—not proof that none exists.

Quarterly history

Health and profitability trend

QuarterSHARED RESOURCES scoreSHARED RESOURCES ROATEXAS PEOPLE scoreTEXAS PEOPLE ROA
2026-Q167.4/100-0.90%73.2/100-1.14%
2026-Q269.8/100-0.70%74.5/100-1.17%

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SHARED RESOURCES
TEXAS PEOPLE

Coverage boundaries

What this does not conclude

  • • No product-rate, fee, or customer-service winner without product data.
  • • Complaint comparisons appear only when both institutions have reviewed mappings and the same complete source window.
  • • Regulatory actions are displayed separately and are not included in category scoring.

Related comparisons

Compare SHARED RESOURCES with similar peers

Financial data comes from FDIC BankFind Suite or NCUA Call Reports as labeled. TFS Health Grades are an editorial assessment, not an official government rating or financial advice. Every valid pair is viewable; pairs enter search automatically only when current data, comparability, and visitor interest meet the publication rules.