Financial-condition comparison

NEW ORLEANS PUBLIC BELT RAILROAD vs W. VIRGINIA STATE CONVENTION

This comparison uses public regulatory filings and TFS methodology. It evaluates financial condition—not checking rates, account fees, service quality, or which institution is universally “best.”

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Credit union

NEW ORLEANS PUBLIC BELT RAILROAD

NEW ORLEANS, LA

B-

Health score

76.9

Total assets

$378.6K

View full profileData through 2026-Q2

Credit union

W. VIRGINIA STATE CONVENTION

Hilltop, WV

D

Health score

56.6

Total assets

$381.7K

View full profileData through 2026-Q2

Answer first

Different strengths, no blanket winner

NEW ORLEANS PUBLIC BELT RAILROAD leads on financial health and capitalization and lending quality; W. VIRGINIA STATE CONVENTION leads on profitability. Those category leads describe current regulatory metrics only and do not establish a universal product or service winner.

Capital and asset-quality definitions are directly comparable for this pair.

Category leaders

Where each institution leads

Financial health

NEW ORLEANS PUBLIC BELT RAILROAD

Higher TFS health score

Capitalization

NEW ORLEANS PUBLIC BELT RAILROAD

Higher comparable capital ratio

Profitability

W. VIRGINIA STATE CONVENTION

Higher return on assets

Lending quality

NEW ORLEANS PUBLIC BELT RAILROAD

Lower problem-loan measure

Same-source detail

Financial metrics

Winner markers appear only where the metric definitions are comparable and both values are available.

MetricNEW ORLEANS PUBLIC BELT RAILROADW. VIRGINIA STATE CONVENTION
TFS health score76.9/100Leads56.6/100
Total assets$378.6K$381.7K
Total deposits / shares$282.1K$343.3K
Net worth ratio24.56%Leads9.89%
Return on assets-2.46%3.27%Leads
Return on equity-10.01%33.12%Leads
60+ day delinquency0.00%Leads3.99%
Net charge-offs0.00%0.00%
Efficiency ratio——
Loan-to-deposit ratio78.04%26.13%
Asset growth (YoY)——
Deposit / share growth (YoY)——
Branches11
Published CFPB complaints per $1B deposits (12 months)verified mappings only——

Branch and market overlap

NEW ORLEANS PUBLIC BELT RAILROAD

1 branches

W. VIRGINIA STATE CONVENTION

1 branches

No shared branch states were found in the current TFS branch dataset.

CFPB complaint coverage

NEW ORLEANS PUBLIC BELT RAILROAD

Unavailable

W. VIRGINIA STATE CONVENTION

Unavailable

Counts use an explicitly reviewed CFPB-company-to-regulatory-ID mapping and the same complete 12-month window. Parent-company attribution can include complaints involving affiliates. Lower complaint volume is context—not proof of better service or less consumer harm.

Regulatory-action context

NEW ORLEANS PUBLIC BELT RAILROAD

0 in TFS registry

W. VIRGINIA STATE CONVENTION

0 in TFS registry

Institution-level actions come from TFS's exact regulatory-ID registry and are shown as factual context only. They do not affect category winners or the TFS Financial Health Grade. A zero means no action is currently published in this curated registry—not proof that none exists.

Quarterly history

Health and profitability trend

QuarterNEW ORLEANS PUBLIC BELT RAILROAD scoreNEW ORLEANS PUBLIC BELT RAILROAD ROAW. VIRGINIA STATE CONVENTION scoreW. VIRGINIA STATE CONVENTION ROA
2026-Q176.9/100-3.41%68.6/1002.60%
2026-Q276.9/100-2.46%56.6/1003.27%

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NEW ORLEANS PUBLIC BELT RAILROAD
W. VIRGINIA STATE CONVENTION

Coverage boundaries

What this does not conclude

  • • No product-rate, fee, or customer-service winner without product data.
  • • Complaint comparisons appear only when both institutions have reviewed mappings and the same complete source window.
  • • Regulatory actions are displayed separately and are not included in category scoring.

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Financial data comes from FDIC BankFind Suite or NCUA Call Reports as labeled. TFS Health Grades are an editorial assessment, not an official government rating or financial advice. Every valid pair is viewable; pairs enter search automatically only when current data, comparability, and visitor interest meet the publication rules.