This comparison uses public regulatory filings and TFS methodology. It evaluates financial condition—not checking rates, account fees, service quality, or which institution is universally “best.”
Credit union
LOWELL, MA
Health score
57.3
Total assets
$2.2B
Credit union
Rockland, MA
Health score
66.5
Total assets
$3.8B
Answer first
JEANNE D'ARC leads on lending quality; ROCKLAND leads on financial health and capitalization and profitability. Those category leads describe current regulatory metrics only and do not establish a universal product or service winner.
Capital and asset-quality definitions are directly comparable for this pair.
Category leaders
Financial health
ROCKLAND
Higher TFS health score
Capitalization
ROCKLAND
Higher comparable capital ratio
Profitability
ROCKLAND
Higher return on assets
Lending quality
JEANNE D'ARC
Lower problem-loan measure
Same-source detail
Winner markers appear only where the metric definitions are comparable and both values are available.
| Metric | JEANNE D'ARC | ROCKLAND |
|---|---|---|
| TFS health score | 57.3/100 | 66.5/100Leads |
| Total assets | $2.2B | $3.8B |
| Total deposits / shares | $1.7B | $3.3B |
| Net worth ratio | 9.12% | 10.25%Leads |
| Return on assets | 0.43% | 0.70%Leads |
| Return on equity | 4.76% | 6.84% |
JEANNE D'ARC
13 branches
ROCKLAND
9 branches
Both institutions report branches in 1 state: MA.
JEANNE D'ARC
Unavailable
ROCKLAND
Unavailable
Counts use an explicitly reviewed CFPB-company-to-regulatory-ID mapping and the same complete 12-month window. Parent-company attribution can include complaints involving affiliates. Lower complaint volume is context—not proof of better service or less consumer harm.
JEANNE D'ARC
0 in TFS registry
ROCKLAND
0 in TFS registry
Institution-level actions come from TFS's exact regulatory-ID registry and are shown as factual context only. They do not affect category winners or the TFS Financial Health Grade. A zero means no action is currently published in this curated registry—not proof that none exists.
Quarterly history
| Quarter | JEANNE D'ARC score | JEANNE D'ARC ROA | ROCKLAND score | ROCKLAND ROA |
|---|---|---|---|---|
| 2026-Q1 | 57.1/100 | 0.37% | 65.8/100 | 0.53% |
| 2026-Q2 | 57.3/100 | 0.43% | 66.5/100 | 0.70% |
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Financial data comes from FDIC BankFind Suite or NCUA Call Reports as labeled. TFS Health Grades are an editorial assessment, not an official government rating or financial advice. Every valid pair is viewable; pairs enter search automatically only when current data, comparability, and visitor interest meet the publication rules.
| 60+ day delinquency | 0.30%Leads | 0.38% |
| Net charge-offs | 0.07%Leads | 0.15% |
| Efficiency ratio | — | — |
| Loan-to-deposit ratio | 103.80% | 102.06% |
| Asset growth (YoY) | — | — |
| Deposit / share growth (YoY) | — | — |
| Branches | 13 | 9 |
| Published CFPB complaints per $1B deposits (12 months)verified mappings only | — | — |