This comparison uses public regulatory filings and TFS methodology. It evaluates financial condition—not checking rates, account fees, service quality, or which institution is universally “best.”
Bank
Itasca, IL
Health score
81.7
Total assets
$770.8M
Bank
Newton, IL
Health score
91.0
Total assets
$736.7M
Answer first
Itasca Bank & Trust Co. leads on lending quality; The Peoples State Bank of Newton, Illinois leads on financial health and capitalization and profitability and growth. Those category leads describe current regulatory metrics only and do not establish a universal product or service winner.
Capital and asset-quality definitions are directly comparable for this pair.
Category leaders
Financial health
The Peoples State Bank of Newton, Illinois
Higher TFS health score
Capitalization
The Peoples State Bank of Newton, Illinois
Higher comparable capital ratio
Profitability
The Peoples State Bank of Newton, Illinois
Higher return on assets
Lending quality
Itasca Bank & Trust Co.
Lower problem-loan measure
Growth
The Peoples State Bank of Newton, Illinois
Higher year-over-year asset growth
Same-source detail
Winner markers appear only where the metric definitions are comparable and both values are available.
| Metric | Itasca Bank & Trust Co. | The Peoples State Bank of Newton, Illinois |
|---|---|---|
| TFS health score | 81.7/100 | 91.0/100Leads |
| Total assets | $770.8M | $736.7M |
| Total deposits / shares | $691.7M | $577.9M |
| Tier 1 capital ratio | 10.58% | 13.52%Leads |
| Return on assets | 1.10% | 1.48%Leads |
| Return on equity | 11.55% | 14.29% |
Itasca Bank & Trust Co.
2 branches
The Peoples State Bank of Newton, Illinois
9 branches
Both institutions report branches in 1 state: IL.
Itasca Bank & Trust Co.
Unavailable
The Peoples State Bank of Newton, Illinois
Unavailable
Counts use an explicitly reviewed CFPB-company-to-regulatory-ID mapping and the same complete 12-month window. Parent-company attribution can include complaints involving affiliates. Lower complaint volume is context—not proof of better service or less consumer harm.
Itasca Bank & Trust Co.
0 in TFS registry
The Peoples State Bank of Newton, Illinois
0 in TFS registry
Institution-level actions come from TFS's exact regulatory-ID registry and are shown as factual context only. They do not affect category winners or the TFS Financial Health Grade. A zero means no action is currently published in this curated registry—not proof that none exists.
Quarterly history
| Quarter | Itasca Bank & Trust Co. score | Itasca Bank & Trust Co. ROA | The Peoples State Bank of Newton, Illinois score | The Peoples State Bank of Newton, Illinois ROA |
|---|---|---|---|---|
| 2024-Q3 | — | 0.97% | — | 1.10% |
| 2024-Q4 | — | 0.96% | — | 1.05% |
| 2025-Q1 | — | 0.80% | — | 1.15% |
| 2025-Q2 | — | 0.95% | — | 1.17% |
| 2025-Q3 | — | 1.02% | — | 1.22% |
| 2025-Q4 | — | 1.05% | — | 1.17% |
| 2026-Q1 | 77.7/100 |
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Coverage boundaries
Related comparisons
Financial data comes from FDIC BankFind Suite or NCUA Call Reports as labeled. TFS Health Grades are an editorial assessment, not an official government rating or financial advice. Arbitrary comparison pairs are available dynamically but remain noindex unless curated for data completeness and user value.
| Non-performing loans | 0.28%Leads | 0.54% |
| Net charge-offs | 0.03% | 0.00%Leads |
| Efficiency ratio | 63.02% | 46.07%Leads |
| Loan-to-deposit ratio | 80.72% | 85.53% |
| Asset growth (YoY) | 4.11% | 6.13%Leads |
| Deposit / share growth (YoY) | 3.64%Leads | 0.54% |
| Branches | 2 | 9 |
| Published CFPB complaints per $1B deposits (12 months)verified mappings only | — | — |
| 1.03% |
| 86.8/100 |
| 1.49% |
| 2026-Q2 | 81.7/100 | 1.10% | 91.0/100 | 1.48% |