This comparison uses public regulatory filings and TFS methodology. It evaluates financial condition—not checking rates, account fees, service quality, or which institution is universally “best.”
Credit union
Cordele, GA
Health score
58.8
Total assets
$625.6K
Credit union
Rayville, LA
Health score
65.1
Total assets
$619.2K
Answer first
HARRIS EMPLOYEES leads on capitalization and lending quality; RICHLAND PARISH SCHOOLS leads on financial health and profitability. Those category leads describe current regulatory metrics only and do not establish a universal product or service winner.
Capital and asset-quality definitions are directly comparable for this pair.
Category leaders
Financial health
RICHLAND PARISH SCHOOLS
Higher TFS health score
Capitalization
HARRIS EMPLOYEES
Higher comparable capital ratio
Profitability
RICHLAND PARISH SCHOOLS
Higher return on assets
Lending quality
HARRIS EMPLOYEES
Lower problem-loan measure
Same-source detail
Winner markers appear only where the metric definitions are comparable and both values are available.
| Metric | HARRIS EMPLOYEES | RICHLAND PARISH SCHOOLS |
|---|---|---|
| TFS health score | 58.8/100 | 65.1/100Leads |
| Total assets | $625.6K | $619.2K |
| Total deposits / shares | $389.4K | $434.8K |
| Net worth ratio | 34.27%Leads | 29.55% |
| Return on assets | -1.39% | 2.99%Leads |
| Return on equity | -4.07% | 10.11% |
HARRIS EMPLOYEES
1 branches
RICHLAND PARISH SCHOOLS
2 branches
No shared branch states were found in the current TFS branch dataset.
HARRIS EMPLOYEES
Unavailable
RICHLAND PARISH SCHOOLS
Unavailable
Counts use an explicitly reviewed CFPB-company-to-regulatory-ID mapping and the same complete 12-month window. Parent-company attribution can include complaints involving affiliates. Lower complaint volume is context—not proof of better service or less consumer harm.
HARRIS EMPLOYEES
0 in TFS registry
RICHLAND PARISH SCHOOLS
0 in TFS registry
Institution-level actions come from TFS's exact regulatory-ID registry and are shown as factual context only. They do not affect category winners or the TFS Financial Health Grade. A zero means no action is currently published in this curated registry—not proof that none exists.
Quarterly history
| Quarter | HARRIS EMPLOYEES score | HARRIS EMPLOYEES ROA | RICHLAND PARISH SCHOOLS score | RICHLAND PARISH SCHOOLS ROA |
|---|---|---|---|---|
| 2026-Q1 | 75.1/100 | -0.35% | 71.4/100 | 5.15% |
| 2026-Q2 | 58.8/100 | -1.39% | 65.1/100 | 2.99% |
Keep watching
Get access to your dashboard watchlist and future financial-grade alerts.
Coverage boundaries
Related comparisons
Financial data comes from FDIC BankFind Suite or NCUA Call Reports as labeled. TFS Health Grades are an editorial assessment, not an official government rating or financial advice. Every valid pair is viewable; pairs enter search automatically only when current data, comparability, and visitor interest meet the publication rules.
| 60+ day delinquency | 3.95%Leads | 6.18% |
| Net charge-offs | -1.47%Leads | -0.31% |
| Efficiency ratio | — | — |
| Loan-to-deposit ratio | 68.70% | 41.96% |
| Asset growth (YoY) | — | — |
| Deposit / share growth (YoY) | — | — |
| Branches | 1 | 2 |
| Published CFPB complaints per $1B deposits (12 months)verified mappings only | — | — |