This comparison uses public regulatory filings and TFS methodology. It evaluates financial condition—not checking rates, account fees, service quality, or which institution is universally “best.”
Credit union
FRESNO, CA
Health score
91.8
Total assets
$25.9M
Credit union
ONTARIO, CA
Health score
77.6
Total assets
$23.2M
Answer first
FRESNO GRANGERS leads on financial health and capitalization and profitability and lending quality. Those category leads describe current regulatory metrics only and do not establish a universal product or service winner.
Capital and asset-quality definitions are directly comparable for this pair.
Category leaders
Financial health
FRESNO GRANGERS
Higher TFS health score
Capitalization
FRESNO GRANGERS
Higher comparable capital ratio
Profitability
FRESNO GRANGERS
Higher return on assets
Lending quality
FRESNO GRANGERS
Lower problem-loan measure
Same-source detail
Winner markers appear only where the metric definitions are comparable and both values are available.
| Metric | FRESNO GRANGERS | ONTARIO PUBLIC EMPLOYEES |
|---|---|---|
| TFS health score | 91.8/100Leads | 77.6/100 |
| Total assets | $25.9M | $23.2M |
| Total deposits / shares | $19.6M | $19.3M |
| Net worth ratio | 24.56%Leads | 15.48% |
| Return on assets | 1.94%Leads | 1.46% |
| Return on equity | 7.89% | 9.41% |
FRESNO GRANGERS
1 branches
ONTARIO PUBLIC EMPLOYEES
1 branches
Both institutions report branches in 1 state: CA.
FRESNO GRANGERS
Unavailable
ONTARIO PUBLIC EMPLOYEES
Unavailable
Counts use an explicitly reviewed CFPB-company-to-regulatory-ID mapping and the same complete 12-month window. Parent-company attribution can include complaints involving affiliates. Lower complaint volume is context—not proof of better service or less consumer harm.
FRESNO GRANGERS
0 in TFS registry
ONTARIO PUBLIC EMPLOYEES
0 in TFS registry
Institution-level actions come from TFS's exact regulatory-ID registry and are shown as factual context only. They do not affect category winners or the TFS Financial Health Grade. A zero means no action is currently published in this curated registry—not proof that none exists.
Quarterly history
| Quarter | FRESNO GRANGERS score | FRESNO GRANGERS ROA | ONTARIO PUBLIC EMPLOYEES score | ONTARIO PUBLIC EMPLOYEES ROA |
|---|---|---|---|---|
| 2026-Q1 | 88.7/100 | 1.68% | 71.2/100 | 1.33% |
| 2026-Q2 | 91.8/100 | 1.94% | 77.6/100 | 1.46% |
Keep watching
Get access to your dashboard watchlist and future financial-grade alerts.
Coverage boundaries
Related comparisons
Financial data comes from FDIC BankFind Suite or NCUA Call Reports as labeled. TFS Health Grades are an editorial assessment, not an official government rating or financial advice. Every valid pair is viewable; pairs enter search automatically only when current data, comparability, and visitor interest meet the publication rules.
| 60+ day delinquency | 0.00%Leads | 1.02% |
| Net charge-offs | 0.00%Leads | 0.05% |
| Efficiency ratio | — | — |
| Loan-to-deposit ratio | 73.35% | 47.93% |
| Asset growth (YoY) | — | — |
| Deposit / share growth (YoY) | — | — |
| Branches | 1 | 1 |
| Published CFPB complaints per $1B deposits (12 months)verified mappings only | — | — |