Financial-condition comparison

CLEVELAND-BRADLEY CTY TEACHER vs NASHVILLE POST OFFICE

This comparison uses public regulatory filings and TFS methodology. It evaluates financial condition—not checking rates, account fees, service quality, or which institution is universally “best.”

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Credit union

CLEVELAND-BRADLEY CTY TEACHER

CLEVELAND, TN

C

Health score

67.3

Total assets

$74.1M

View full profileData through 2026-Q2

Credit union

NASHVILLE POST OFFICE

NASHVILLE, TN

C-

Health score

63.5

Total assets

$81.3M

View full profileData through 2026-Q2

Answer first

Different strengths, no blanket winner

CLEVELAND-BRADLEY CTY TEACHER leads on financial health and profitability and lending quality; NASHVILLE POST OFFICE leads on capitalization. Those category leads describe current regulatory metrics only and do not establish a universal product or service winner.

Capital and asset-quality definitions are directly comparable for this pair.

Category leaders

Where each institution leads

Financial health

CLEVELAND-BRADLEY CTY TEACHER

Higher TFS health score

Capitalization

NASHVILLE POST OFFICE

Higher comparable capital ratio

Profitability

CLEVELAND-BRADLEY CTY TEACHER

Higher return on assets

Lending quality

CLEVELAND-BRADLEY CTY TEACHER

Lower problem-loan measure

Same-source detail

Financial metrics

Winner markers appear only where the metric definitions are comparable and both values are available.

MetricCLEVELAND-BRADLEY CTY TEACHERNASHVILLE POST OFFICE
TFS health score67.3/100Leads63.5/100
Total assets$74.1M$81.3M
Total deposits / shares$63.9M$67.5M
Net worth ratio12.88%16.17%Leads
Return on assets1.05%Leads0.09%
Return on equity8.16%Leads0.54%
60+ day delinquency0.51%Leads0.76%
Net charge-offs0.33%Leads1.98%
Efficiency ratio——
Loan-to-deposit ratio37.49%59.87%
Asset growth (YoY)——
Deposit / share growth (YoY)——
Branches21
Published CFPB complaints per $1B deposits (12 months)verified mappings only——

Branch and market overlap

CLEVELAND-BRADLEY CTY TEACHER

2 branches

NASHVILLE POST OFFICE

1 branches

Both institutions report branches in 1 state: TN.

CFPB complaint coverage

CLEVELAND-BRADLEY CTY TEACHER

Unavailable

NASHVILLE POST OFFICE

Unavailable

Counts use an explicitly reviewed CFPB-company-to-regulatory-ID mapping and the same complete 12-month window. Parent-company attribution can include complaints involving affiliates. Lower complaint volume is context—not proof of better service or less consumer harm.

Regulatory-action context

CLEVELAND-BRADLEY CTY TEACHER

0 in TFS registry

NASHVILLE POST OFFICE

0 in TFS registry

Institution-level actions come from TFS's exact regulatory-ID registry and are shown as factual context only. They do not affect category winners or the TFS Financial Health Grade. A zero means no action is currently published in this curated registry—not proof that none exists.

Quarterly history

Health and profitability trend

QuarterCLEVELAND-BRADLEY CTY TEACHER scoreCLEVELAND-BRADLEY CTY TEACHER ROANASHVILLE POST OFFICE scoreNASHVILLE POST OFFICE ROA
2026-Q162.1/1000.88%61.2/100-1.09%
2026-Q267.3/1001.05%63.5/1000.09%

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CLEVELAND-BRADLEY CTY TEACHER
NASHVILLE POST OFFICE

Coverage boundaries

What this does not conclude

  • • No product-rate, fee, or customer-service winner without product data.
  • • Complaint comparisons appear only when both institutions have reviewed mappings and the same complete source window.
  • • Regulatory actions are displayed separately and are not included in category scoring.

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Financial data comes from FDIC BankFind Suite or NCUA Call Reports as labeled. TFS Health Grades are an editorial assessment, not an official government rating or financial advice. Every valid pair is viewable; pairs enter search automatically only when current data, comparability, and visitor interest meet the publication rules.