Financial-condition comparison

Chain Bridge Bank, National Association vs FVCbank

This comparison uses public regulatory filings and TFS methodology. It evaluates financial condition—not checking rates, account fees, service quality, or which institution is universally “best.”

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Bank

Chain Bridge Bank, National Association

Mclean, VA

C

Health score

67.6

Total assets

$2.2B

View full profileData through 2026-Q2

Bank

FVCbank

Fairfax, VA

A

Health score

89.1

Total assets

$2.4B

View full profileData through 2026-Q2

Answer first

Different strengths, no blanket winner

Chain Bridge Bank, National Association leads on profitability and lending quality and growth; FVCbank leads on financial health and capitalization. Those category leads describe current regulatory metrics only and do not establish a universal product or service winner.

Capital and asset-quality definitions are directly comparable for this pair.

Category leaders

Where each institution leads

Financial health

FVCbank

Higher TFS health score

Capitalization

FVCbank

Higher comparable capital ratio

Profitability

Chain Bridge Bank, National Association

Higher return on assets

Lending quality

Chain Bridge Bank, National Association

Lower problem-loan measure

Growth

Chain Bridge Bank, National Association

Higher year-over-year asset growth

Same-source detail

Financial metrics

Winner markers appear only where the metric definitions are comparable and both values are available.

MetricChain Bridge Bank, National AssociationFVCbank
TFS health score67.6/10089.1/100Leads
Total assets$2.2B$2.4B
Total deposits / shares$2.0B$2.1B
Tier 1 capital ratio9.13%12.94%Leads
Return on assets1.86%Leads1.37%
Return on equity21.61%Leads11.69%
Non-performing loans0.00%Leads0.59%
Net charge-offs0.00%0.00%
Efficiency ratio40.43%Leads48.73%
Loan-to-deposit ratio13.48%91.34%
Asset growth (YoY)51.70%Leads5.82%
Deposit / share growth (YoY)54.98%Leads8.04%
Branches18
Published CFPB complaints per $1B deposits (12 months)verified mappings only——

Branch and market overlap

Chain Bridge Bank, National Association

1 branches

FVCbank

8 branches

Both institutions report branches in 1 state: VA.

CFPB complaint coverage

Chain Bridge Bank, National Association

Unavailable

FVCbank

Unavailable

Counts use an explicitly reviewed CFPB-company-to-regulatory-ID mapping and the same complete 12-month window. Parent-company attribution can include complaints involving affiliates. Lower complaint volume is context—not proof of better service or less consumer harm.

Regulatory-action context

Chain Bridge Bank, National Association

0 in TFS registry

FVCbank

0 in TFS registry

Institution-level actions come from TFS's exact regulatory-ID registry and are shown as factual context only. They do not affect category winners or the TFS Financial Health Grade. A zero means no action is currently published in this curated registry—not proof that none exists.

Quarterly history

Health and profitability trend

QuarterChain Bridge Bank, National Association scoreChain Bridge Bank, National Association ROAFVCbank scoreFVCbank ROA
2024-Q3—1.86%—0.67%
2024-Q4—1.71%—0.74%
2025-Q1—1.55%—1.00%
2025-Q2—1.49%—1.04%
2025-Q3—1.44%—1.04%
2025-Q4—1.43%—1.05%
2026-Q177.3/1001.79%86.5/1001.22%
2026-Q267.6/1001.86%89.1/1001.37%

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Chain Bridge Bank, National Association
FVCbank

Coverage boundaries

What this does not conclude

  • • No product-rate, fee, or customer-service winner without product data.
  • • Complaint comparisons appear only when both institutions have reviewed mappings and the same complete source window.
  • • Regulatory actions are displayed separately and are not included in category scoring.

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Financial data comes from FDIC BankFind Suite or NCUA Call Reports as labeled. TFS Health Grades are an editorial assessment, not an official government rating or financial advice. Every valid pair is viewable; pairs enter search automatically only when current data, comparability, and visitor interest meet the publication rules.