Financial-condition comparison

BEST REWARD vs CODE

This comparison uses public regulatory filings and TFS methodology. It evaluates financial condition—not checking rates, account fees, service quality, or which institution is universally “best.”

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Credit union

BEST REWARD

Brook Park, OH

Health score

55.1

Total assets

$164.5M

View full profileData through 2026-Q1

Credit union

CODE

Dayton, OH

B-

Health score

75.5

Total assets

$176.7M

View full profileData through 2026-Q1

Answer first

Different strengths, no blanket winner

BEST REWARD leads on capitalization; CODE leads on financial health and profitability and lending quality. Those category leads describe current regulatory metrics only and do not establish a universal product or service winner.

Capital and asset-quality definitions are directly comparable for this pair.

Category leaders

Where each institution leads

Financial health

CODE

Higher TFS health score

Capitalization

BEST REWARD

Higher comparable capital ratio

Profitability

CODE

Higher return on assets

Lending quality

CODE

Lower problem-loan measure

Same-source detail

Financial metrics

Winner markers appear only where the metric definitions are comparable and both values are available.

Metric	BEST REWARD	CODE
TFS health score	55.1/100	75.5/100Leads
Total assets	$164.5M	$176.7M
Total deposits / shares	$120.4M	$155.4M
Net worth ratio	15.14%Leads	11.96%
Return on assets	0.24%	1.10%Leads
Return on equity	1.58%	9.22%

Branch and market overlap

BEST REWARD

3 branches

CODE

5 branches

Both institutions report branches in 1 state: OH.

CFPB complaint coverage

BEST REWARD

Unavailable

CODE

Unavailable

Counts use an explicitly reviewed CFPB-company-to-regulatory-ID mapping and the same complete 12-month window. Parent-company attribution can include complaints involving affiliates. Lower complaint volume is context—not proof of better service or less consumer harm.

Regulatory-action context

BEST REWARD

0 in TFS registry

CODE

0 in TFS registry

Institution-level actions come from TFS's exact regulatory-ID registry and are shown as factual context only. They do not affect category winners or the TFS Financial Health Grade. A zero means no action is currently published in this curated registry—not proof that none exists.

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BEST REWARD

CODE

Coverage boundaries

What this does not conclude

• No product-rate, fee, or customer-service winner without product data.
• Complaint comparisons appear only when both institutions have reviewed mappings and the same complete source window.
• Regulatory actions are displayed separately and are not included in category scoring.

Related comparisons

Compare BEST REWARD with similar peers

BFG

TRUPARTNER

HOPEWELL

OHIO EDUCATIONAL

Financial data comes from FDIC BankFind Suite or NCUA Call Reports as labeled. TFS Health Grades are an editorial assessment, not an official government rating or financial advice. Arbitrary comparison pairs are available dynamically but remain noindex unless curated for data completeness and user value.