First Federal Bank & Trust

BankSheridan, Wyoming
www.efirstfederal.bank

Total Assets

$610.7M

Total Deposits

$542.9M

Branches

3

Established

1935

TFS Health Grade

$
D

66.3 / 100

Below average financial health

How we grade

First Federal Bank & Trust is a bank headquartered in Sheridan, Wyoming, established in 1935. With $610.7M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D (66.3/100).

Capital & Safety

Tier 1 Capital Ratio
11.12%(8%)
Total Capital Ratio
14.62%(10%)
Non-Performing Loan Ratio
3.07%

Profitability

Return on Assets (ROA)
0.43%(1%)
Return on Equity (ROE)
4.27%(10%)
Net Interest Margin
3.34%
Efficiency Ratio
80.56%(60%)

Lending & Liquidity

Total Loans
$495.7M
Loan-to-Deposit Ratio
90.08%
Net Charge-Off Ratio
0.17%

Growth

Asset Growth (YoY)
-0.31%
Deposit Growth (YoY)
-1.26%
Net Income
$2.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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