WaterStone Bank, SSB

BankWauwatosa, Wisconsin
www.wsbonline.com

Total Assets

$2.3B

Total Deposits

$1.5B

Branches

16

Established

1921

TFS Health Grade

$
C-

70.5 / 100

Average financial health

How we grade

WaterStone Bank, SSB is a bank headquartered in Wauwatosa, Wisconsin, established in 1921. With $2.3B in total assets and 16 branch locations, it has a TFS Financial Health Grade of C- (70.5/100).

Capital & Safety

Tier 1 Capital Ratio
15.43%(8%)
Total Capital Ratio
20.49%(10%)
Non-Performing Loan Ratio
0.34%

Profitability

Return on Assets (ROA)
1.17%(1%)
Return on Equity (ROE)
7.91%(10%)
Net Interest Margin
2.80%
Efficiency Ratio
77.41%(60%)

Lending & Liquidity

Total Loans
$1.8B
Loan-to-Deposit Ratio
122.15%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
+2.32%
Deposit Growth (YoY)
+5.51%
Net Income
$26.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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