The Farmers State Bank of Waupaca

BankWaupaca, Wisconsin
www.fsbwaupaca.com

Total Assets

$279.0M

Total Deposits

$245.9M

Branches

3

Established

1911

TFS Health Grade

$
D+

68.5 / 100

Below average financial health

How we grade

The Farmers State Bank of Waupaca is a bank headquartered in Waupaca, Wisconsin, established in 1911. With $279.0M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D+ (68.5/100).

Capital & Safety

Tier 1 Capital Ratio
11.01%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.01%

Profitability

Return on Assets (ROA)
1.25%(1%)
Return on Equity (ROE)
12.02%(10%)
Net Interest Margin
4.05%
Efficiency Ratio
66.94%(60%)

Lending & Liquidity

Total Loans
$163.9M
Loan-to-Deposit Ratio
65.78%
Net Charge-Off Ratio
-0.03%

Growth

Asset Growth (YoY)
+3.98%
Deposit Growth (YoY)
+3.35%
Net Income
$3.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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