Waldo State Bank

BankWaldo, Wisconsin
www.waldostate.bank

Total Assets

$153.4M

Total Deposits

$132.0M

Branches

1

Established

1913

TFS Health Grade

$
D-

62.1 / 100

Below average financial health

How we grade

Waldo State Bank is a bank headquartered in Waldo, Wisconsin, established in 1913. With $153.4M in total assets and 1 branch locations, it has a TFS Financial Health Grade of D- (62.1/100).

Capital & Safety

Tier 1 Capital Ratio
10.03%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
2.15%

Profitability

Return on Assets (ROA)
0.68%(1%)
Return on Equity (ROE)
7.34%(10%)
Net Interest Margin
3.46%
Efficiency Ratio
72.86%(60%)

Lending & Liquidity

Total Loans
$117.2M
Loan-to-Deposit Ratio
88.15%
Net Charge-Off Ratio
0.22%

Growth

Asset Growth (YoY)
+6.09%
Deposit Growth (YoY)
+16.90%
Net Income
$1.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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