The First National Bank of River Falls

BankRiver Falls, Wisconsin
http://www.fnbrf.com

Total Assets

$317.7M

Total Deposits

$279.6M

Branches

3

Established

1904

TFS Health Grade

$
C

73.3 / 100

Average financial health

How we grade

The First National Bank of River Falls is a bank headquartered in River Falls, Wisconsin, established in 1904. With $317.7M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C (73.3/100).

Capital & Safety

Tier 1 Capital Ratio
9.92%(8%)
Total Capital Ratio
17.57%(10%)
Non-Performing Loan Ratio
0.02%

Profitability

Return on Assets (ROA)
0.93%(1%)
Return on Equity (ROE)
14.91%(10%)
Net Interest Margin
3.22%
Efficiency Ratio
73.70%(60%)

Lending & Liquidity

Total Loans
$167.7M
Loan-to-Deposit Ratio
58.94%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
-0.68%
Deposit Growth (YoY)
+5.67%
Net Income
$3.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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