Peoples State Bank

BankPrairie Du Chien, Wisconsin
http://www.peoplesfinancial.com

Total Assets

$966.3M

Total Deposits

$779.1M

Branches

19

Established

1915

TFS Health Grade

$
C+

78.3 / 100

Average financial health

How we grade

Peoples State Bank is a bank headquartered in Prairie Du Chien, Wisconsin, established in 1915. With $966.3M in total assets and 19 branch locations, it has a TFS Financial Health Grade of C+ (78.3/100).

Capital & Safety

Tier 1 Capital Ratio
11.40%(8%)
Total Capital Ratio
17.28%(10%)
Non-Performing Loan Ratio
0.28%

Profitability

Return on Assets (ROA)
1.21%(1%)
Return on Equity (ROE)
13.29%(10%)
Net Interest Margin
3.43%
Efficiency Ratio
63.78%(60%)

Lending & Liquidity

Total Loans
$615.8M
Loan-to-Deposit Ratio
77.85%
Net Charge-Off Ratio
0.04%

Growth

Asset Growth (YoY)
+8.49%
Deposit Growth (YoY)
+0.16%
Net Income
$11.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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