Oakwood Bank

BankPigeon Falls, Wisconsin
www.oakwoodbank.net

Total Assets

$148.0M

Total Deposits

$116.4M

Branches

4

Established

1920

TFS Health Grade

$
D

65.3 / 100

Below average financial health

How we grade

Oakwood Bank is a bank headquartered in Pigeon Falls, Wisconsin, established in 1920. With $148.0M in total assets and 4 branch locations, it has a TFS Financial Health Grade of D (65.3/100).

Capital & Safety

Tier 1 Capital Ratio
8.32%(8%)
Total Capital Ratio
10.89%(10%)
Non-Performing Loan Ratio
0.87%

Profitability

Return on Assets (ROA)
1.07%(1%)
Return on Equity (ROE)
9.72%(10%)
Net Interest Margin
3.98%
Efficiency Ratio
63.85%(60%)

Lending & Liquidity

Total Loans
$126.8M
Loan-to-Deposit Ratio
107.80%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+9.99%
Deposit Growth (YoY)
+12.23%
Net Income
$1.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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