West Pointe Bank

BankOshkosh, Wisconsin
www.westptebank.com

Total Assets

$368.8M

Total Deposits

$261.1M

Branches

1

Established

1996

TFS Health Grade

$
C-

71.0 / 100

Average financial health

How we grade

West Pointe Bank is a bank headquartered in Oshkosh, Wisconsin, established in 1996. With $368.8M in total assets and 1 branch locations, it has a TFS Financial Health Grade of C- (71.0/100).

Capital & Safety

Tier 1 Capital Ratio
18.29%(8%)
Total Capital Ratio
23.10%(10%)
Non-Performing Loan Ratio
2.18%

Profitability

Return on Assets (ROA)
1.40%(1%)
Return on Equity (ROE)
7.69%(10%)
Net Interest Margin
4.04%
Efficiency Ratio
49.42%(60%)

Lending & Liquidity

Total Loans
$319.2M
Loan-to-Deposit Ratio
120.03%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+5.98%
Deposit Growth (YoY)
+3.42%
Net Income
$5.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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