What is Oostburg State Bank's financial health grade?

Oostburg State Bank has a TFS Financial Health Grade of B+ (score: 81.7/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Oostburg State Bank have?

Oostburg State Bank has 4 branch locations across the United States.

Is Oostburg State Bank FDIC insured?

Yes, Oostburg State Bank is FDIC insured (Certificate #10380).

What are the total assets of Oostburg State Bank?

Oostburg State Bank has total assets of $433.5M as reported in its most recent FDIC filing.

Oostburg State Bank: Safety Grade & Financial Health

BankOostburg, Wisconsin

www.oostburgstate.bank

Total Assets

$433.5M

Total Deposits

$383.1M

Branches

Established

1908

Oostburg State Bank is a bank headquartered in Oostburg, Wisconsin, established in 1908. It holds $433.5M in total assets across 4 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Oostburg State Bank earns a TFS Financial Health Grade of B+ (81.7/100) — our editorial assessment, not an official rating or financial advice.

TFS Health Grade

B+

81.7 / 100

Good financial health

How we grade

TFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.

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Capital & Safety

Tier 1 Capital Ratio

11.15%(8%)

Total Capital Ratio

14.24%(10%)

Non-Performing Loan Ratio

0.20%

Profitability

Return on Assets (ROA)

1.12%(1%)

Return on Equity (ROE)

10.74%(10%)

Net Interest Margin

3.74%

Efficiency Ratio

66.95%(60%)

Lending & Liquidity

Total Loans

$302.8M

Loan-to-Deposit Ratio

77.96%

Net Charge-Off Ratio

Other banks in Wisconsin

Associated Bank, National Association

Bank

Green Bay, WI

$45.1B

Nicolet National Bank

Bank

Green Bay, WI

$9.2B

B+

SUMMIT

Madison, WI

$8.1B

LANDMARK

Growth

Asset Growth (YoY)

+10.00%

Deposit Growth (YoY)

+9.62%

Net Income

$4.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

No CFPB complaints found for this institution.

Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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Branch	Address	City	State	Type
Oostburg State BankHQ	905 Center Ave	Oostburg	WI	11
Oostburg State Bank	10 Phoenix St	Cedar Grove	WI	11
Oostburg State Bank	20 S Business Park Dr	Oostburg	WI	21
Oostburg State Bank	1010 Happy Lane	Sheboygan Falls	WI	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Institution Details

Institution TypeBank

FDIC Certificate #10380

Primary RegulatorFDIC

FDIC/NCUA InsuredYes

Data sourced from FDIC / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.