First National Community Bank

BankNew Richmond, Wisconsin
www.fnc.bank

Total Assets

$319.1M

Total Deposits

$287.0M

Branches

5

Established

1919

TFS Health Grade

$
C

74.0 / 100

Average financial health

How we grade

First National Community Bank is a bank headquartered in New Richmond, Wisconsin, established in 1919. With $319.1M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C (74.0/100).

Capital & Safety

Tier 1 Capital Ratio
9.33%(8%)
Total Capital Ratio
14.89%(10%)
Non-Performing Loan Ratio
0.22%

Profitability

Return on Assets (ROA)
0.90%(1%)
Return on Equity (ROE)
13.54%(10%)
Net Interest Margin
3.47%
Efficiency Ratio
62.29%(60%)

Lending & Liquidity

Total Loans
$219.7M
Loan-to-Deposit Ratio
75.78%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
-0.16%
Deposit Growth (YoY)
+0.43%
Net Income
$2.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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