Citizens Bank

BankMukwonago, Wisconsin
www.citizensbankwi.bank

Total Assets

$1.2B

Total Deposits

$993.3M

Branches

11

Established

1892

TFS Health Grade

$
C-

72.7 / 100

Average financial health

How we grade

Citizens Bank is a bank headquartered in Mukwonago, Wisconsin, established in 1892. With $1.2B in total assets and 11 branch locations, it has a TFS Financial Health Grade of C- (72.7/100).

Capital & Safety

Tier 1 Capital Ratio
14.24%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.35%

Profitability

Return on Assets (ROA)
1.38%(1%)
Return on Equity (ROE)
10.94%(10%)
Net Interest Margin
3.63%
Efficiency Ratio
55.03%(60%)

Lending & Liquidity

Total Loans
$752.4M
Loan-to-Deposit Ratio
74.87%
Net Charge-Off Ratio
0.35%

Growth

Asset Growth (YoY)
+9.07%
Deposit Growth (YoY)
+6.59%
Net Income
$15.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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