First Community Bank

BankMilton, Wisconsin
www.fcbmilton.com

Total Assets

$159.5M

Total Deposits

$142.8M

Branches

1

Established

1911

TFS Health Grade

$
C

73.0 / 100

Average financial health

How we grade

First Community Bank is a bank headquartered in Milton, Wisconsin, established in 1911. With $159.5M in total assets and 1 branch locations, it has a TFS Financial Health Grade of C (73.0/100).

Capital & Safety

Tier 1 Capital Ratio
10.33%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.06%

Profitability

Return on Assets (ROA)
1.75%(1%)
Return on Equity (ROE)
20.19%(10%)
Net Interest Margin
3.62%
Efficiency Ratio
57.73%(60%)

Lending & Liquidity

Total Loans
$120.3M
Loan-to-Deposit Ratio
83.37%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+4.21%
Deposit Growth (YoY)
+4.74%
Net Income
$2.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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