Lake Ridge Bank

BankMiddleton, Wisconsin
www.lakeridge.bank

Total Assets

$3.3B

Total Deposits

$2.7B

Branches

20

Established

1908

TFS Health Grade

$
C

73.2 / 100

Average financial health

How we grade

Lake Ridge Bank is a bank headquartered in Middleton, Wisconsin, established in 1908. With $3.3B in total assets and 20 branch locations, it has a TFS Financial Health Grade of C (73.2/100).

Capital & Safety

Tier 1 Capital Ratio
9.76%(8%)
Total Capital Ratio
12.66%(10%)
Non-Performing Loan Ratio
0.39%

Profitability

Return on Assets (ROA)
0.98%(1%)
Return on Equity (ROE)
9.54%(10%)
Net Interest Margin
3.29%
Efficiency Ratio
62.34%(60%)

Lending & Liquidity

Total Loans
$2.4B
Loan-to-Deposit Ratio
87.98%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+4.47%
Deposit Growth (YoY)
+4.21%
Net Income
$30.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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