The Stephenson National Bank and Trust

BankMarinette, Wisconsin
http://www.snbt.com

Total Assets

$693.4M

Total Deposits

$589.9M

Branches

7

Established

1874

TFS Health Grade

$
D+

68.1 / 100

Below average financial health

How we grade

The Stephenson National Bank and Trust is a bank headquartered in Marinette, Wisconsin, established in 1874. With $693.4M in total assets and 7 branch locations, it has a TFS Financial Health Grade of D+ (68.1/100).

Capital & Safety

Tier 1 Capital Ratio
9.74%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.39%

Profitability

Return on Assets (ROA)
1.22%(1%)
Return on Equity (ROE)
14.54%(10%)
Net Interest Margin
3.68%
Efficiency Ratio
65.22%(60%)

Lending & Liquidity

Total Loans
$518.4M
Loan-to-Deposit Ratio
86.58%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+1.80%
Deposit Growth (YoY)
+2.46%
Net Income
$8.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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