Bank First, N.A.

BankManitowoc, Wisconsin
www.bankfirst.com

Total Assets

$4.5B

Total Deposits

$3.8B

Branches

27

Established

1894

TFS Health Grade

$
C

73.6 / 100

Average financial health

How we grade

Bank First, N.A. is a bank headquartered in Manitowoc, Wisconsin, established in 1894. With $4.5B in total assets and 27 branch locations, it has a TFS Financial Health Grade of C (73.6/100).

Capital & Safety

Tier 1 Capital Ratio
9.85%(8%)
Total Capital Ratio
12.33%(10%)
Non-Performing Loan Ratio
0.25%

Profitability

Return on Assets (ROA)
1.64%(1%)
Return on Equity (ROE)
12.37%(10%)
Net Interest Margin
3.84%
Efficiency Ratio
44.43%(60%)

Lending & Liquidity

Total Loans
$3.6B
Loan-to-Deposit Ratio
95.06%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
+0.23%
Deposit Growth (YoY)
+0.48%
Net Income
$73.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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