What is First Business Bank's financial health grade?

First Business Bank has a TFS Financial Health Grade of C- (score: 71.3/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First Business Bank have?

First Business Bank has 5 branch locations across the United States.

Is First Business Bank FDIC insured?

Yes, First Business Bank is FDIC insured (Certificate #15229).

What are the total assets of First Business Bank?

First Business Bank has total assets of $4.1B as reported in its most recent FDIC filing.

First Business Bank

BankMadison, Wisconsin

http://www.firstbusiness.bank

Total Assets

$4.1B

Total Deposits

$3.4B

Branches

Established

1909

TFS Health Grade

C-

71.3 / 100

Average financial health

How we grade

First Business Bank is a bank headquartered in Madison, Wisconsin, established in 1909. With $4.1B in total assets and 5 branch locations, it has a TFS Financial Health Grade of C- (71.3/100).

Capital & Safety

Tier 1 Capital Ratio

10.11%(8%)

Total Capital Ratio

12.16%(10%)

Non-Performing Loan Ratio

1.29%

Profitability

Return on Assets (ROA)

1.36%(1%)

Return on Equity (ROE)

13.51%(10%)

Net Interest Margin

3.80%

Efficiency Ratio

57.01%(60%)

Lending & Liquidity

Total Loans

$3.4B

Loan-to-Deposit Ratio

99.25%

Net Charge-Off Ratio

0.25%

Growth

Asset Growth (YoY)

+5.93%

Deposit Growth (YoY)

+8.63%

Net Income

$54.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First Business BankHQ	401 Charmany Dr	Madison	WI	11
First Business Bank	3850 Priority Way South Dr	Indianapolis	IN	24
First Business Bank	11141 Overbrook Rd	Leawood	KS	11
First Business Bank	3913 W Prospect Ave	Appleton	WI	11
First Business Bank	17335 Golf Pkwy	Brookfield	WI	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.