State Bank Financial

BankLa Crosse, Wisconsin
www.statebankfinancial.bank

Total Assets

$519.8M

Total Deposits

$406.7M

Branches

5

Established

1858

TFS Health Grade

$
C

76.5 / 100

Average financial health

How we grade

State Bank Financial is a bank headquartered in La Crosse, Wisconsin, established in 1858. With $519.8M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C (76.5/100).

Capital & Safety

Tier 1 Capital Ratio
10.01%(8%)
Total Capital Ratio
14.57%(10%)
Non-Performing Loan Ratio
0.11%

Profitability

Return on Assets (ROA)
1.21%(1%)
Return on Equity (ROE)
14.32%(10%)
Net Interest Margin
3.03%
Efficiency Ratio
63.54%(60%)

Lending & Liquidity

Total Loans
$328.7M
Loan-to-Deposit Ratio
80.14%
Net Charge-Off Ratio
-0.02%

Growth

Asset Growth (YoY)
+7.67%
Deposit Growth (YoY)
+8.14%
Net Income
$6.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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