Oak Bank

BankFitchburg, Wisconsin
HTTP://WWW.OAK.BANK

Total Assets

$471.6M

Total Deposits

$406.5M

Branches

1

Established

2000

TFS Health Grade

$
C+

77.1 / 100

Average financial health

How we grade

Oak Bank is a bank headquartered in Fitchburg, Wisconsin, established in 2000. With $471.6M in total assets and 1 branch locations, it has a TFS Financial Health Grade of C+ (77.1/100).

Capital & Safety

Tier 1 Capital Ratio
11.33%(8%)
Total Capital Ratio
16.63%(10%)
Non-Performing Loan Ratio
0.18%

Profitability

Return on Assets (ROA)
1.11%(1%)
Return on Equity (ROE)
10.80%(10%)
Net Interest Margin
3.52%
Efficiency Ratio
60.99%(60%)

Lending & Liquidity

Total Loans
$369.2M
Loan-to-Deposit Ratio
89.31%
Net Charge-Off Ratio
-0.00%

Growth

Asset Growth (YoY)
+0.01%
Deposit Growth (YoY)
-0.31%
Net Income
$5.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Wisconsin