What is Royal Bank's financial health grade?

Royal Bank has a TFS Financial Health Grade of A (score: 90.1/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Royal Bank have?

Royal Bank has 21 branch locations across the United States.

Is Royal Bank FDIC insured?

Yes, Royal Bank is FDIC insured (Certificate #13454).

What are the total assets of Royal Bank?

Royal Bank has total assets of $798.8M as reported in its most recent FDIC filing.

Royal Bank: Safety Grade & Financial Health

BankElroy, Wisconsin

http://www.royalbank-usa.com

Total Assets

$798.8M

Total Deposits

$708.3M

Branches

Established

1932

Royal Bank is a bank headquartered in Elroy, Wisconsin, established in 1932. It holds $798.8M in total assets across 21 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Royal Bank earns a TFS Financial Health Grade of A (90.1/100) — our editorial assessment, not an official rating or financial advice.

TFS Health Grade

90.1 / 100

Excellent financial health

How we grade

TFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.

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Capital & Safety

Tier 1 Capital Ratio

10.54%(8%)

Total Capital Ratio

16.85%(10%)

Non-Performing Loan Ratio

0.11%

Profitability

Return on Assets (ROA)

1.46%(1%)

Return on Equity (ROE)

13.99%(10%)

Net Interest Margin

4.05%

Efficiency Ratio

57.04%(60%)

Lending & Liquidity

Total Loans

$551.2M

Loan-to-Deposit Ratio

76.65%

Net Charge-Off Ratio

Other banks in Wisconsin

Associated Bank, National Association

Bank

Green Bay, WI

$45.1B

Nicolet National Bank

Bank

Green Bay, WI

$9.2B

B+

SUMMIT

Madison, WI

$8.1B

LANDMARK

Branch	Address	City	State	Type
Royal BankHQ	202 Main St	Elroy	WI	11
Royal Bank	185 S Main St	Adams	WI	11
Royal Bank	102 N 4th St	Avoca	WI	11
Royal Bank	129 Main St	Camp Douglas	WI	11
Royal Bank	201 E Amelia St	Cassville	WI	11
Royal Bank	110 E Main St	Cazenovia	WI	11
Royal Bank	104 W Main St	Cobb	WI	11
Royal Bank	100 Splinter Ave	Dickeyville	WI	11
Royal Bank	551 S Church St	Endeavor	WI	11
Royal Bank	114 Hwy 171 East	Gays Mills	WI	11
Royal Bank	731 Water Ave	Hillsboro	WI	11
Royal Bank	142 Highway 61	Lancaster	WI	11
Royal Bank	210 W Main St	La Valle	WI	11
Royal Bank	252 S Oak St	Lone Rock	WI	11
Royal Bank	523 Gateway Ave	Mauston	WI	11
Royal Bank	201 E Bridge St	New Lisbon	WI	11
Royal Bank	107 East Ormsby Street	Oxford	WI	11
Royal Bank	37464 Us Highway 18	Prairie Du Chien	WI	11
Royal Bank	101 E Court St	Richland Center	WI	11
Royal Bank	152 S Worcester St	Spring Green	WI	11
Royal Bank	311 N Main St	Viroqua	WI	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Institution Details

Institution TypeBank

FDIC Certificate #13454

Primary RegulatorFDIC

FDIC/NCUA InsuredYes

Data sourced from FDIC / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.