Royal Bank

BankElroy, Wisconsin
http://www.royalbank-usa.com

Total Assets

$798.8M

Total Deposits

$708.3M

Branches

21

Established

1932

TFS Health Grade

$
B-

81.0 / 100

Good financial health

How we grade

Royal Bank is a bank headquartered in Elroy, Wisconsin, established in 1932. With $798.8M in total assets and 21 branch locations, it has a TFS Financial Health Grade of B- (81.0/100).

Capital & Safety

Tier 1 Capital Ratio
10.54%(8%)
Total Capital Ratio
16.85%(10%)
Non-Performing Loan Ratio
0.11%

Profitability

Return on Assets (ROA)
1.46%(1%)
Return on Equity (ROE)
13.99%(10%)
Net Interest Margin
4.05%
Efficiency Ratio
57.04%(60%)

Lending & Liquidity

Total Loans
$551.2M
Loan-to-Deposit Ratio
76.65%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+4.19%
Deposit Growth (YoY)
+3.82%
Net Income
$11.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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