Cumberland Federal Bank, FSB

BankCumberland, Wisconsin
www.cumberlandfederal.com

Total Assets

$328.8M

Total Deposits

$272.9M

Branches

2

Established

1934

TFS Health Grade

$
C

75.2 / 100

Average financial health

How we grade

Cumberland Federal Bank, FSB is a bank headquartered in Cumberland, Wisconsin, established in 1934. With $328.8M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C (75.2/100).

Capital & Safety

Tier 1 Capital Ratio
9.68%(8%)
Total Capital Ratio
17.35%(10%)
Non-Performing Loan Ratio
0.38%

Profitability

Return on Assets (ROA)
1.14%(1%)
Return on Equity (ROE)
12.52%(10%)
Net Interest Margin
2.97%
Efficiency Ratio
48.98%(60%)

Lending & Liquidity

Total Loans
$173.1M
Loan-to-Deposit Ratio
62.81%
Net Charge-Off Ratio
-0.00%

Growth

Asset Growth (YoY)
+12.99%
Deposit Growth (YoY)
+13.09%
Net Income
$3.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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