Total Assets
$872.1M
Total Deposits
$751.9M
Branches
13
Established
1861
Farmers and Merchants Union Bank is a bank headquartered in Columbus, Wisconsin, established in 1861. It holds $872.1M in total assets across 13 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Farmers and Merchants Union Bank earns a TFS Financial Health Grade of B (77.3/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
77.3 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
Watching Farmers and Merchants Union Bank?
Get a free alert the moment its TFS financial-health grade changes. No spam, ever.
Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Farmers and Merchants Union BankHQ | 159 W James St | Columbus | WI | 11 |
| Farmers and Merchants Union Bank | 1519 N Spring St | Beaver Dam | WI | 11 |
| Farmers and Merchants Union Bank | 120 Frances Ln | Beaver Dam | WI | 11 |
| Farmers and Merchants Union Bank | 115 Front St | Beaver Dam | WI | 11 |
| Farmers and Merchants Union Bank | 104 Industrial Dr | Columbus | WI | 11 |
| Farmers and Merchants Union Bank | 637 S Main St | Fall River | WI | 11 |
| Farmers and Merchants Union Bank | 114 W Winnebago St | Friesland | WI | 11 |
| Farmers and Merchants Union Bank | 1101 N Parker Dr | Janesville | WI | 11 |
| Farmers and Merchants Union Bank | 198 North Western Avenue | Juneau | WI | 11 |
| Farmers and Merchants Union Bank | 220 N Main St | Lodi | WI | 11 |
| Farmers and Merchants Union Bank | 212 S Main St | Necedah | WI | 11 |
| Farmers and Merchants Union Bank | 575 S Lowville Rd | Rio | WI | 11 |
| Farmers and Merchants Union Bank | 608 Phillips Blvd | Sauk City | WI | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
77.3
Tier 1 capital ratio
9.97%
Return on assets
1.76%
Non-performing loans
0.15%
Efficiency ratio
44.11%
Asset growth (YoY)
33.86%
Suggested direct comparisons
Brookfield, WI
$7.7B
$823.2M
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.