Farmers and Merchants Union Bank

BankColumbus, Wisconsin
WWW.FMUB.BANK

Total Assets

$683.3M

Total Deposits

$582.2M

Branches

9

Established

1861

TFS Health Grade

$
D+

68.3 / 100

Below average financial health

How we grade

Farmers and Merchants Union Bank is a bank headquartered in Columbus, Wisconsin, established in 1861. With $683.3M in total assets and 9 branch locations, it has a TFS Financial Health Grade of D+ (68.3/100).

Capital & Safety

Tier 1 Capital Ratio
12.47%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.85%(1%)
Return on Equity (ROE)
14.84%(10%)
Net Interest Margin
4.46%
Efficiency Ratio
47.65%(60%)

Lending & Liquidity

Total Loans
$573.9M
Loan-to-Deposit Ratio
96.53%
Net Charge-Off Ratio
-0.05%

Growth

Asset Growth (YoY)
+36.71%
Deposit Growth (YoY)
+38.68%
Net Income
$11.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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