Unity Bank

BankAugusta, Wisconsin
www.unitybanking.com

Total Assets

$611.8M

Total Deposits

$538.0M

Branches

16

Established

1914

TFS Health Grade

$
F

54.6 / 100

Poor financial health

How we grade

Unity Bank is a bank headquartered in Augusta, Wisconsin, established in 1914. With $611.8M in total assets and 16 branch locations, it has a TFS Financial Health Grade of F (54.6/100).

Capital & Safety

Tier 1 Capital Ratio
8.31%(8%)
Total Capital Ratio
12.67%(10%)
Non-Performing Loan Ratio
7.35%

Profitability

Return on Assets (ROA)
-1.06%(1%)
Return on Equity (ROE)
-11.49%(10%)
Net Interest Margin
3.87%
Efficiency Ratio
83.12%(60%)

Lending & Liquidity

Total Loans
$471.2M
Loan-to-Deposit Ratio
84.85%
Net Charge-Off Ratio
0.35%

Growth

Asset Growth (YoY)
-4.02%
Deposit Growth (YoY)
-0.84%
Net Income
$-6,606,000

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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