What is Northern State Bank's financial health grade?

Northern State Bank has a TFS Financial Health Grade of B (score: 80.4/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Northern State Bank have?

Northern State Bank has 7 branch locations across the United States.

Is Northern State Bank FDIC insured?

Yes, Northern State Bank is FDIC insured (Certificate #15242).

What are the total assets of Northern State Bank?

Northern State Bank has total assets of $330.9M as reported in its most recent FDIC filing.

Northern State Bank: Safety Grade & Financial Health

BankAshland, Wisconsin

http://www.nsbashland.com

Total Assets

$330.9M

Total Deposits

$297.1M

Branches

Established

1933

Northern State Bank is a bank headquartered in Ashland, Wisconsin, established in 1933. It holds $330.9M in total assets across 7 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Northern State Bank earns a TFS Financial Health Grade of B (80.4/100) — our editorial assessment, not an official rating or financial advice.

TFS Health Grade

80.4 / 100

Good financial health

How we grade

TFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.

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Capital & Safety

Tier 1 Capital Ratio

9.94%(8%)

Total Capital Ratio

18.57%(10%)

Non-Performing Loan Ratio

0.88%

Profitability

Return on Assets (ROA)

1.87%(1%)

Return on Equity (ROE)

18.65%(10%)

Net Interest Margin

4.00%

Efficiency Ratio

51.97%(60%)

Lending & Liquidity

Total Loans

$155.0M

Loan-to-Deposit Ratio

51.65%

Net Charge-Off Ratio

Other banks in Wisconsin

Associated Bank, National Association

Bank

Green Bay, WI

$45.1B

Nicolet National Bank

Bank

Green Bay, WI

$9.2B

B+

SUMMIT

Madison, WI

$8.1B

LANDMARK

Branch	Address	City	State	Type
Northern State BankHQ	321 Main St W	Ashland	WI	11
Northern State Bank	213 Main St N	Aurora	MN	11
Northern State Bank	321 2nd St W	Ashland	WI	23
Northern State Bank	200 West Main Street	Butternut	WI	11
Northern State Bank	85 N Grant St	Glidden	WI	11
Northern State Bank	103 N Main St	Mellen	WI	11
Northern State Bank	226 W Bayfield St	Washburn	WI	12

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Institution Details

Institution TypeBank

FDIC Certificate #15242

Primary RegulatorFDIC

FDIC/NCUA InsuredYes

Data sourced from FDIC / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.