TowneBank

BankPortsmouth, Virginia
www.townebank.com

Total Assets

$19.7B

Total Deposits

$16.6B

Branches

74

Established

1999

TFS Health Grade

$
C

73.5 / 100

Average financial health

How we grade

TowneBank is a bank headquartered in Portsmouth, Virginia, established in 1999. With $19.7B in total assets and 74 branch locations, it has a TFS Financial Health Grade of C (73.5/100).

Capital & Safety

Tier 1 Capital Ratio
9.36%(8%)
Total Capital Ratio
14.14%(10%)
Non-Performing Loan Ratio
0.09%

Profitability

Return on Assets (ROA)
0.90%(1%)
Return on Equity (ROE)
7.33%(10%)
Net Interest Margin
3.38%
Efficiency Ratio
71.94%(60%)

Lending & Liquidity

Total Loans
$13.5B
Loan-to-Deposit Ratio
80.36%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+14.14%
Deposit Growth (YoY)
+14.25%
Net Income
$169.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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