Southside Bank

BankTyler, Texas
www.southside.com

Total Assets

$8.5B

Total Deposits

$6.9B

Branches

57

Established

1960

TFS Health Grade

$
C+

77.7 / 100

Average financial health

How we grade

Southside Bank is a bank headquartered in Tyler, Texas, established in 1960. With $8.5B in total assets and 57 branch locations, it has a TFS Financial Health Grade of C+ (77.7/100).

Capital & Safety

Tier 1 Capital Ratio
11.67%(8%)
Total Capital Ratio
17.50%(10%)
Non-Performing Loan Ratio
0.22%

Profitability

Return on Assets (ROA)
0.97%(1%)
Return on Equity (ROE)
8.30%(10%)
Net Interest Margin
3.04%
Efficiency Ratio
52.06%(60%)

Lending & Liquidity

Total Loans
$4.8B
Loan-to-Deposit Ratio
68.76%
Net Charge-Off Ratio
0.06%

Growth

Asset Growth (YoY)
-0.04%
Deposit Growth (YoY)
+4.06%
Net Income
$81.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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