Jefferson Bank

BankSan Antonio, Texas
www.jeffersonbank.com

Total Assets

$3.0B

Total Deposits

$2.7B

Branches

14

Established

1946

TFS Health Grade

$
C-

72.0 / 100

Average financial health

How we grade

Jefferson Bank is a bank headquartered in San Antonio, Texas, established in 1946. With $3.0B in total assets and 14 branch locations, it has a TFS Financial Health Grade of C- (72.0/100).

Capital & Safety

Tier 1 Capital Ratio
9.31%(8%)
Total Capital Ratio
13.43%(10%)
Non-Performing Loan Ratio
0.14%

Profitability

Return on Assets (ROA)
0.99%(1%)
Return on Equity (ROE)
13.14%(10%)
Net Interest Margin
3.40%
Efficiency Ratio
77.06%(60%)

Lending & Liquidity

Total Loans
$1.9B
Loan-to-Deposit Ratio
69.32%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+4.25%
Deposit Growth (YoY)
+2.99%
Net Income
$28.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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