The Liberty National Bank in Paris

BankParis, Texas
www.lnbparis.com

Total Assets

$462.9M

Total Deposits

$408.8M

Branches

2

Established

1931

TFS Health Grade

$
D+

70.0 / 100

Below average financial health

How we grade

The Liberty National Bank in Paris is a bank headquartered in Paris, Texas, established in 1931. With $462.9M in total assets and 2 branch locations, it has a TFS Financial Health Grade of D+ (70.0/100).

Capital & Safety

Tier 1 Capital Ratio
11.74%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.77%

Profitability

Return on Assets (ROA)
1.28%(1%)
Return on Equity (ROE)
11.39%(10%)
Net Interest Margin
3.44%
Efficiency Ratio
51.87%(60%)

Lending & Liquidity

Total Loans
$317.0M
Loan-to-Deposit Ratio
76.11%
Net Charge-Off Ratio
0.15%

Growth

Asset Growth (YoY)
+5.72%
Deposit Growth (YoY)
+5.35%
Net Income
$5.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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