Austin Capital Bank SSB

BankAustin, Texas
www.austincapitalbank.com

Total Assets

$469.2M

Total Deposits

$373.4M

Branches

15

Established

2006

TFS Health Grade

$
C-

71.0 / 100

Average financial health

How we grade

Austin Capital Bank SSB is a bank headquartered in Austin, Texas, established in 2006. With $469.2M in total assets and 15 branch locations, it has a TFS Financial Health Grade of C- (71.0/100).

Capital & Safety

Tier 1 Capital Ratio
8.62%(8%)
Total Capital Ratio
37.74%(10%)
Non-Performing Loan Ratio
0.15%

Profitability

Return on Assets (ROA)
1.03%(1%)
Return on Equity (ROE)
12.52%(10%)
Net Interest Margin
6.67%
Efficiency Ratio
86.84%(60%)

Lending & Liquidity

Total Loans
$409.5M
Loan-to-Deposit Ratio
109.24%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
+2.23%
Deposit Growth (YoY)
+2.01%
Net Income
$4.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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