Herring Bank

BankAmarillo, Texas
www.herringbank.com

Total Assets

$487.5M

Total Deposits

$424.5M

Branches

12

Established

1899

TFS Health Grade

$
C+

78.0 / 100

Average financial health

How we grade

Herring Bank is a bank headquartered in Amarillo, Texas, established in 1899. With $487.5M in total assets and 12 branch locations, it has a TFS Financial Health Grade of C+ (78.0/100).

Capital & Safety

Tier 1 Capital Ratio
12.70%(8%)
Total Capital Ratio
18.19%(10%)
Non-Performing Loan Ratio
0.58%

Profitability

Return on Assets (ROA)
0.98%(1%)
Return on Equity (ROE)
8.60%(10%)
Net Interest Margin
5.72%
Efficiency Ratio
84.62%(60%)

Lending & Liquidity

Total Loans
$355.1M
Loan-to-Deposit Ratio
82.77%
Net Charge-Off Ratio
0.26%

Growth

Asset Growth (YoY)
-0.71%
Deposit Growth (YoY)
-1.57%
Net Income
$4.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Texas