Central Bank

BankSavannah, Tennessee
http://www.CENTRALBANKTN.COM

Total Assets

$153.1M

Total Deposits

$134.4M

Branches

3

Established

1967

TFS Health Grade

$
C+

79.8 / 100

Average financial health

How we grade

Central Bank is a bank headquartered in Savannah, Tennessee, established in 1967. With $153.1M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C+ (79.8/100).

Capital & Safety

Tier 1 Capital Ratio
12.39%(8%)
Total Capital Ratio
21.99%(10%)
Non-Performing Loan Ratio
0.09%

Profitability

Return on Assets (ROA)
0.83%(1%)
Return on Equity (ROE)
7.51%(10%)
Net Interest Margin
4.14%
Efficiency Ratio
76.51%(60%)

Lending & Liquidity

Total Loans
$104.2M
Loan-to-Deposit Ratio
76.71%
Net Charge-Off Ratio
0.04%

Growth

Asset Growth (YoY)
+13.02%
Deposit Growth (YoY)
+13.07%
Net Income
$1.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Tennessee