InsBank

BankNashville, Tennessee
www.insbank.com

Total Assets

$1.1B

Total Deposits

$897.7M

Branches

2

Established

2000

TFS Health Grade

$
D+

70.0 / 100

Below average financial health

How we grade

InsBank is a bank headquartered in Nashville, Tennessee, established in 2000. With $1.1B in total assets and 2 branch locations, it has a TFS Financial Health Grade of D+ (70.0/100).

Capital & Safety

Tier 1 Capital Ratio
10.66%(8%)
Total Capital Ratio
12.14%(10%)
Non-Performing Loan Ratio
0.60%

Profitability

Return on Assets (ROA)
0.65%(1%)
Return on Equity (ROE)
6.09%(10%)
Net Interest Margin
3.32%
Efficiency Ratio
60.51%(60%)

Lending & Liquidity

Total Loans
$863.9M
Loan-to-Deposit Ratio
95.03%
Net Charge-Off Ratio
0.61%

Growth

Asset Growth (YoY)
+16.28%
Deposit Growth (YoY)
+19.58%
Net Income
$6.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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