The First National Bank of Middle Tennessee

BankMcminnville, Tennessee
www.fnbmt.com

Total Assets

$937.7M

Total Deposits

$827.8M

Branches

11

Established

1874

TFS Health Grade

$
C

73.5 / 100

Average financial health

How we grade

The First National Bank of Middle Tennessee is a bank headquartered in Mcminnville, Tennessee, established in 1874. With $937.7M in total assets and 11 branch locations, it has a TFS Financial Health Grade of C (73.5/100).

Capital & Safety

Tier 1 Capital Ratio
9.86%(8%)
Total Capital Ratio
16.18%(10%)
Non-Performing Loan Ratio
1.05%

Profitability

Return on Assets (ROA)
0.78%(1%)
Return on Equity (ROE)
8.05%(10%)
Net Interest Margin
3.22%
Efficiency Ratio
72.46%(60%)

Lending & Liquidity

Total Loans
$733.1M
Loan-to-Deposit Ratio
87.63%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+4.79%
Deposit Growth (YoY)
+5.00%
Net Income
$7.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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